Frequently Asked Questions

  • Insurance > Men's only
    • Q: What types of cancer does Men’s Only cover?
      A:

      Men’s Only covers you for either Prostate Cancer OR Testicular Cancer.

    • Q: What is regarded as Prostate Cancer or Testicular Cancer?
      A:

      Prostate Cancer- means a first positive diagnosis of growing malignant cells within the prostate glands by a Doctor.

      Testicular Cancer- means a first positive diagnosis of growing malignant cells within one or both testicles (excluding skin cancer) by a Doctor.

    • Q: What are the waiting periods?
      A:

      There is a three month waiting period for the Natural Death benefit and the Dread Disease benefit. There is no waiting period for the Accidental Death benefit.

    • Q: Can I take up the product if I was already diagnosed with one of the cancers (Prostate Cancer or Testicular Cancer)?
      A:

      Yes.

      If you have been diagnosed with one of the Dread Diseases before the starting date of the policy (and the diagnosis was within the last three years), you cannot take up cover for that Dread Disease, but you could still take up the cover for the other Dread Disease. For example, if you were diagnosed with prostate cancer last year, you could still take up this cover for the testicular cancer benefit. If you have been declared medically free from the particular Dread Disease for a period of three years or more before the starting date of the policy, you can still take up this cover. 

    • Q: Can I claim for both Prostate Cancer and Testicular Cancer?
      A:

      No.  The Dread Disease benefit may only be claimed and paid out once during the term of the policy for either prostate cancer or testicular cancer.  Where it has been paid out, only the death cover will continue subject to the terms of the policy. 

    • Q: What number do I call if I want to make use of my Medical & Health Helpline?
      A:

      You must call 0861 321 657.

      Terms and conditions apply.

      Foschini Retail Group (Pty) Ltd is an authorised financial services provider. Insurance is underwritten by Guardrisk Insurance Company Limited, an authorised financial services provider.